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Current Rates
All rates are subject to change
Loan rates are dependent upon credit history
Loan rates effective November 20, 2008
Share rates effective
September 30, 2008
Share certificate rates effective November 20, 2008
Loan Rates
|
Type |
Max Term |
APR * |
|
Vehicle Loan (2008, 2007 and 2006 Models) (Auto, Truck, Van or Motorcycle) |
60 Months |
4.95% |
|
- |
72 Months |
5.45% |
Vehicle Loan (Most 2005 and Older Models) (Auto, Truck, Van or Motorcycle) |
60 Months |
5.45% |
|
- |
72 Months |
5.95% |
|
Vehicle Loan (2008, 2007, and 2006 Models) (Boat or Recreational Vehicle) |
60 Months |
4.95% |
|
- |
72 Months |
5.45% |
|
- |
120 Months |
7.45% |
Vehicle Loan (Most 2005 and Older Models) (Boat or Recreational Vehicle) |
60 Months |
5.45% |
|
- |
72 Months |
5.95% |
|
- |
120 Months |
7.95% |
|
Personal Loan |
60 Months |
8.95% |
|
VISA Credit Card |
- |
11.90% |
|
Overdraft Line of Credit |
- |
15.00% |
|
Share Secured Loan (Variable Rate) |
120 Months |
4.11% |
Savings Rates
|
Account Type |
Balance |
APY ** |
|
Regular Savings Account |
$100 |
0.60% |
|
Money Market Savings Account |
$2,500 to $24,999 |
1.36% |
|
- |
$25,000 to $49,999 |
1.86% |
|
- |
$50,000 or More |
2.37% |
|
Holiday Club Account |
$100 |
0.60% |
|
IRA Savings Account |
$100 |
0.60% |
|
Checking Account |
None |
0.00% |
Certificate Rates
|
Term |
Minimum |
APY ** |
|
6 Months To Less Than 12 Months |
$500 |
2.20% |
|
12 Months To Less Than 24 Months |
$500 |
2.20% |
|
24 Months To 36 Months |
$500 |
2.30% |
IRA Certificate Rates
|
Term |
Minimum |
APY ** |
|
6 Months To Less Than 12 Months |
$500 |
2.20% |
|
12 Months To Less Than 24 Months |
$500 |
2.20% |
|
24 Months To 36 Months |
$500 |
2.30% |
* APR = Annual Percentage Rate
** APY = Annual Percentage Yield
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Privacy Policy | Billing Rights
We operate in accordance with the Federal Fair Housing Law and the Equal Credit Opportunity Act.
Your savings federally insured to $250,000. NCUA is a US government agency.
Site developed and hosted by COCC.
For questions concerning your account or a recent statement, contact the Credit Union.
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